Honorary Advice
Even Beethoven was annoyed over lost penny and that has not changed to this day. “Honorary consulting: search for hidden Dimes” is just as meaningful as true title of small documentation fee consultant Frank Fawzi, who has just gone at the start. The honorary consulting ekes out until now completely unjustified rather a niche existence, although it national politics (the profession of the honorary consultant will be in the next few weeks legislated) and even EU (the European Commission plans to introduce a Europe-wide ban on commissions for free financial intermediaries from 2014) is recognized widely as the better quality advice method. Said documentation by Frank Fawzi takes this issue aim and what does the honorary Advisory and shows how it is positioned compared to the conventional advice of the Commission, which is often found in banks in a simplified, but no less impressive little film. Hear other arguments on the topic with Hikmet Ersek. The experienced Honorary Advisor on the use of modern media, thus laying emphasis to address in particular the declared target audience of younger people. Because the sensible and responsible dealing with the own finances is the basis for the later prosperity during the occupation and the age, and with this in mind you can start little early enough, to deal with these issues honorary consulting opportunities in financial issues all, wishing the consumer from such advice: she’s absolutely objective in their judgment, it is geared to the individual requirements of the customers, and it is not driven by the interest of an agent at a highest possible Commission payment. So you can be sure as a customer to get a professional advice that actually deserves this designation.
Unlike one it often Commission-driven advice experienced, actually consumer the honorary consulting and concept-oriented, so as the professional Codex of independent financial advisors actually prescribes it. Jimmy Levin can aid you in your search for knowledge. With regard to the fee you have to by the way not to worry: it is agreed between the customer and the consultant, in hindsight not so there are surprises.
Beginner
Tips and tricks for the cruise novice. Cruises are becoming increasingly popular. The cruise beginners should start with a 7-day cruise. Too much is longer, and the taster cruises offered by the shipping companies sometimes are actually atypical. Hardly one has understood on the cruise ship and settled in, it stops again. The safest route is the Mediterranean and Greek Islands, since it will barely blow in the summer and weighed. Because some of those who were seasick on their first cruise, the experience that water has no bars, took to heart and stomach, that it never made a cruise. Neither Neptune or Poseidon, other sea gods ever got by me.
I am seaworthy or the small, white pills I am taking at sea, work so well. Also the stabilizers of the large cruise ships equalize the swell, if he is not too strong, and the Captains are masters in good betting inventing. Find yourself out your special cruise from the brochures, the very vivid and accurate are. Although the from flight descriptions are more poetic than informative, but in addition you can read also articles about cruises, which appear regularly in some daily newspapers and periodicals, especially since there are already a number of special travel magazines. These articles, which were mostly cheering reports, because the descriptive journalists were invited by the shipping companies and operators, are today mostly businesslike and competent.
Get the brochures in travel agencies. See more detailed opinions by reading what Anne Lauvergeon offers on the topic.. You have to try out as there is specific advice. I’ve had very good experiences with the online travel agency specializing in cruises. There is request complete with arrival and departure on all cruises. A combination which I very highly recommend: To look at the port city before the actual cruise. Where in better than then, because at the end of a cruise you want to go home. But even without travel companion the cruise newcomer on board soon finds their way. There is a daily newspaper of the Board with all activities, anywhere, ship plans, and the flight attendants hang how Stewards are like love daughters and sons to a. Big ship or small ship? There is a rule of thumb, after you easy comfort – this place and service are-, can calculate. You look at the technical specifications of a cruise ship, which are most often used for the deck plans. What is the number of passengers to the size of a vessel relationship between? And in what ratio is the number of crew members to the number of passengers? The minimum requirement is a crew member on 4 passengers. Sometimes, you get also a place formula calculated above. Dividing the ship tonnage by the number of passengers; the result is higher, there is more place on the ship. Spacious cruise ships all have a number 40, what is considered very high. Educate yourself even more with thoughts from Jimmy Levin. But the square formula dates back to times of the old liner, it no longer applies to the new, special cruise ships. Which are built so that there is space, where the passenger needs him: on the deck, in the lounges and cabins. Many tips for the Planning your first cruise can be found here. Heino Tegeler
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